Credit self-employed without credit score
October 11, 2019
Freelancers have already found it extremely difficult to search for a loan under normal conditions. On the internet, it is always guaranteed what you as a self-employed person with bad credit score will also get a loan for, unfortunately that is not the case. The credit opportunities are bad for both versions. This is also the reason why a loan from abroad is out of the question. In the case of a loan for self-employed persons without credit reporting, the pawnbroker comes, in the amount of the mortgage lending value he is usually the fastest loan solution. It is therefore important to know that the Swiss loan is granted without prior consultation with the credit score data, but the lender does not waive proof of income.
Nothing works without good credit score
Anyone who works as a freelance or self-employed entrepreneur knows that this form of bread making is subject to certain restrictions. Especially when borrowing you can feel that the banks do not really trust the freelancers and the self-employed. The two are very reluctant to grant loans to this section because they are constantly worried that repaying the money they have raised will not work.
Moreover, if self-employed people seek credit without a credit reporting agency, the banks completely reject it. For her, the credit score is an important authority in assessing solvency. If negative bookings have already formed there, both solvency and solvency can not be very good.
The granting of loans is increasingly decided by the credit score. Especially the self-employed depend on them. As a rule, banks value the self-employed with a lower credit rating. If they then have a rejecting credit score, a loan moves at a great distance. If you do not want to get lost here and leave the house bank with a loan without a self-employed credit agency, you need to be prepared to take out a loan.
If the credit score rejects a loan, as always a good and liquid competitor must protect the situation.
For the self-employed, this additional person can ultimately help to obtain the desired loan.
The competitor should preferably not be self-employed, but to raise her salary in a contract of unlimited duration. In addition, all the documents required for the loan application must be complete and correct.
Thus, the house bank can better assess the creditworthiness and makes the credit decision easier. A credit without credit score for self-employed abroad?
A loan without credit score for self-employed is usually possible only after the ideas of some credit brokers.
They suggest to interested parties that such borrowing is possible.
However, the fact is that without a credit bureau for self-employed people abroad, there is no credit. There is no institution that entrusts foreign freelancers with funds that are already in payment difficulties and where the risk of default is very high. Only those with a very high and fixed interest rate are entitled to such a loan.
Then only with a single Liechtenstein banks. However, if you need a credit without information agency for self-employed, then you should rather have your happiness in Germany. Despite the negative credit score, the prospects here are much better. In addition, you can do a lot with a strong competitor and possibly liquidate the loan through him.